Personal debt problems have become more complicated in the past few years because of changes in income and people having mortgage arrears, says a debt expert.
Frances Walker, spokesperson for the Consumer Credit Counselling Service (CCCS), said that it is encouraging see that people are starting to pay off their debts, but in some cases it can be very hard to find a solution.
She pointed out that around 30 per cent of the people that come to the CCCS for advice on how to deal with their debt will end up having to find a way to make more money, plain and simple, but this is tricky with the level of unemployment at the moment.
“Also people’s debt problems are more complicated now than they were a few years ago because they often have mortgage arrears and have experienced a drop in income,” she added.
Ms Walker made her comments following the release of figures by the Citizens Advice Bureau, which show that there has been a 99 per cent increase in the number of enquiries about jobseekers allowance since this time last year.
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